Optimise - Optimise your cash flow

Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows. That’s why our trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you manage incoming and outgoing cash more efficiently across your entire organisation.

Global Payments Solutions

Gain more control over incoming and outgoing cash flows. Getting funds in sooner, and holding on to them longer, is critical for maintaining a healthy cash flow. That’s why HSBC focuses on streamlining domestic and foreign payments and collections with our end-to-end global disbursements and receivables services. The improved efficiency and enhanced visibility lead to more accurate forecasting – helping you lower the overall cost of doing business while also potentially strengthening supplier and customer relationships. Plus, our flexible liquidity solutions work seamlessly with your existing processes to ensure you are making the best use of available balances.

Global payables

Manage payments effectively while minimising exposure to fraud with our global payables solutions.

Global receivables

Manage your working capital by enhancing the visibility of receivables.

Clearing and foreign currency payments

Optimise your working capital and manage transactions in local and foreign currencies more effectively.

Liquidity, liability and investments

Increase operational efficiency by managing your cash portfolio across 50 markets worldwide.

HSBC Virtual Accounts

Learn how HSBC’s Virtual Accounts can help you reimagine corporate treasury with streamlined cash management.

HSBC Corporate Cards

Increase control over business expenditure and manage working capital more effectively with HSBC’s comprehensive suite of corporate card solutions, from travel and entertainment to goods and services.

Structured Trade Solutions

Expand into new growth markets – our Structured Trade Solutions can help you to shape a stronger and more sustainable global supply chain, giving you faster access to liquidity and the ability to unlock funds to optimise your working capital.

Commodity and Structured Trade Finance

Get access to trade finance solutions designed specifically for producers, traders and end users along the global supply chain for energy, metal and agricultural (‘soft’) commodities.

Receivables Finance

Improve your cash flows and enhance your liquidity forecasts.